We offer two flexible payment plan options that allow you to pay off your item overtime.
Purchase your order with Affirm Financing as low as 0% APR
Purchase your order with PayPal Invoice.
SHOP WITH AFFIRM Finance with Affirm your order as low as 0% APR and over 3, 6, or 12 months payment over time. Simply select Affirm at checkout and choose the monthly payment option that works best for you.
Affirm Approval Affirm will ask few questions and performs a soft’ credit check to help verify your identity and determine your eligibility for financing. This soft credit check will not affect your credit score.
Your APR may be different depending on your creditworthiness and where you are shopping. The exact terms that apply to your purchase will be given when you check out with Affirm.
Interest At checkout, Affirm always show the total amount of interest you’ll pay and Affirm never charge more beyond that. This way, you always know what you’re getting into.
No fees Affirm does not charge late fees, service fees, or prepayment fees.
PayPal invoice is the best option if you want to pay at your own pace. PayPal invoice is up to 6 weeks, payments can be made weekly or bi-weekly. 20% non-refundable deposit is required. Item ships once paid in full. For this option, you must contact us via DM so we can set up the invoice for the item.
Items will be shipped promptly after payment is received for Affirm purchases. We do not ship until an item is paid in full for PayPal invoice. A tracking number will be sent to the email that was provided at the time of checkout once the item has shipped.
100% AUTHENTIC OR YOUR MONEY BACK
We understand buying designer handbags on the pre-loved market can be frustrating and tricky. Today’s replicas are very identical to the real thing, making it hard to trust any seller. At Luxury Closet NY, we want to make the experience as best as possible to get you the handbag you deserve.
Our authenticity check is conducted in-person and backed by a third party service.
Each item is checked based on:
Materials & craftsmanship
Hardware & engravings
Stitching on exterior & interior
Authenticity stamps - date code/serial numbers
We assure 100% authenticity or your money back, guaranteed